‘Kind of Blingy’: The Tricked-Out Golf Carts of the Villages, Fla.

Plenty of the golf carts that roam the roads of the Villages in Florida look as if they had just come from the 18th hole, and maybe some did.

But many of the owners there — a retirement community with 120,000 residents and about 60,000 golf carts — want a little more zing, and a cottage industry has developed to sell tricked-out rides.

Tom Sarauer, 63, moved to the Villages from Wisconsin in 2017. In the garage are his-and-hers golf carts (or golf cars, as they’re also known) that pay tribute to the Green Bay Packers. His is two-toned in Packers green and gold; his wife’s is jazzed up with stickers and LED lights.

Wisconsinites who have fled for warmer climes always make sure to stop and say hello when they spot the carts. “It’s a conversation piece and a great way to meet people,” Mr. Sarauer said.

The Villages was laid out so the residents, people in their 50s and older, could meet all their shopping, medical and entertainment needs without a full-size vehicle.

“If you can’t have a real Corvette, you can at least drive something designed to look like one,” said Lori Resmondo, who has worked for the Villages Golf Cars (which has five locations) for 26 years.

Some reflect the owner’s alma mater, favorite sports team, former profession or main hobby. There are golf cars made to look like Model Ts and racecars. There’s even a mini fire engine and a scaled-down eighteen-wheeler.

One popular option is to stencil the owners’ first names in decorative script across the front. Also popular are bonus safety features and extra-comfy seats.

Donna Joy, 60, chose metallic green paint with silver and gold pinstripes for her vehicle, adding reclining cushioned seats with armrests. It also has a “Monarch front,” a premium add-on that gives the golf cart the more rounded front-end look of a car and provides storage space for groceries or other items.

Ms. Joy had fold-up seats installed in the back where golf clubs would be carried so she could transport more people, and a special basket that clips in for her two small dogs.

“It’s kind of blingy,” she said. “You want to have something that you love.”

The terms golf carts and golf cars cover two types of vehicle. The more traditional golf carts are not allowed on general roads, but “low-speed vehicles” can share the road with automobiles and have additional safety requirements, like headlights, taillights and a parking brake.

Some companies, like Club Car, make both types, and either can be customized. The vehicles have traditionally run on gas, but consumer demand for electric models is increasing, and more solar power options are coming to market. Basic models start around $11,000 and can top $20,000 with all the bells, whistles and Yankees logos.

Sotero Gutierrez, who is 82 and goes by Salty, retired to the Villages from the Poconos area of Pennsylvania, but still works part time in a barbershop. Mr. Gutierrez said he was always in the local dealership seeing what was new and trying to be one of the first to order it.

He has added a customized horn, Bluetooth speakers and lights under the dashboard to help him see in the morning. “My wife says, ‘How many things are you going to get?’” he said. “But I want something that stands out that nobody has.”

Mr. Gutierrez, however, has had to tone down his custom wheels. An old cart of his was Yankees themed, with blue and white stripes. It wasn’t easy to sell, he said: “It was hard to find someone that wanted that.”

His new cart still tips its cap to the Yanks, but more subtly, painted blue on the bottom half and white on the top half with a blue and white striped canopy, LED running lights and team decals.

His new cart also has custom seats that are more comfortable (and help with the resale value here, too). “They’re better if you have back problems,” he said.

Holidays especially will bring out the carts, with parades and residents lined up to watch. “It’s a very patriotic community,” Ms. Resmondo said, so on holidays like the Fourth of July, residents will “deck out their golf carts in honor of the event.” Special events will draw out a drill team that drives in formations like a marching band.

Globally, the golf cart market was worth $2.6 billion in 2017, with 60 percent of sales coming from the United States, according to the market research firm Technavio, and vehicle manufacturers are taking notice of the new demand for personal use.

Polaris, which makes GEM low-speed vehicles, sells mostly to the business market but is “diving into the consumer segment and seeing what they are most interested in,” said Keith Simon, vice president of Polaris Commercial North America. No surprise, sales are especially strong in retirement, beach and golf communities.

“Customization is a big part of our business,” Mr. Simon said. Buyers can order a vehicle online and have many more choices than car customers. Along with passenger capacity, color and type of seats, there are choices on suspension, wheels, bumpers, battery, type of dashboard and whether to have doors or not.

One of the biggest differences between fleet and individual sales is the level of conformity. A golf course will want identical carts, because “uniform presentation is part of the brand,” said Robert McElreath, a vice president at Club Car, which has been making golf carts since the 1960s.

Club Car has noted a “very strong rise in consumer sales,” Mr. McElreath said. The first individual purchases were carts being retired by golf courses, but now the vehicles are designed for personal use.

Safety features are a key distinction. Low-speed vehicles are legal to drive on streets with speed limits up to 35 miles an hour, but they must include items like seatbelts. On the GEM, seatbelts, low- and high-beam headlights and backup cameras come standard, Mr. Simon said.

Ms. Joy uses her golf cart for just about everything, so she wanted to make sure it was as safe to drive and ride in as possible, she said. She ordered seatbelts, a backup camera, self-canceling turn signals, an electronic dashboard, backup lights, taillights and an extra-bright light to see what is behind her when she goes in reverse. She also has doors that she can slide forward to close up the cart in the rain or when she wants to lock it.

The first golf cart she bought when she moved to the Villages cost about $16,000, but after spending some time seeing other carts, what was available and how much she used her own, she wanted more features and paid about $24,000 for the current one.

Ms. Joy has a friend who is retiring from the Army soon and moving to the Villages. She is encouraging him to order a golf cart painted camouflage or “maybe some kind of James Bond theme, like an Aston Martin golf cart,” she said.